I still think the new "t" series is a pretty good bullet. It is an improved talon. I think they are bonded cores. The t's are really close to the gold dots in testing thru glass, expansion. The golden sabre in the regular bullet is it a bonded round, or unbounded. The pics of the unbonded, show what seems to be core/jaket seperation, this might be desirable in a ccw round, and only the police really like, or need the bonded.
Larry I think they say use good factory ammo in a carry gun, or defensive gun, because handloads are not as reliable. Most Self defense loads or going to be powerful, and well checked for quality. I have heard for shooting paper, up close, people use the least powerful accurate load, with a lead bullet, that functions the slide in a .45 to minimize recoil. In plate or other forms you probably want a different load, or the min to make your power class. I could be wrong, I have always wanted to see some of those types of shoots.