My .32 H&R's (two Single sixes, Birdshead 4-5/8" & 5-1/2" plow handle, plus a Smith model 16 4"), are great trail and plinking guns, but not really CC pieces in my view due to their light bullet offerings. CC use with a revolver is more than amply covered by the numerous guns chambered in .38 Special and .357 Magnum factory tailored for that use. And while we're at it...keep the darned fiber optic front sights off good field guns...they just aren't up to the standards required beyond defense shooting distances.
Mine are superbly accurate, the Rugers as good as the Smith in that regard. But for my use, I'd rather have the Smith (a K frame) without the full lugged barrel, just to lighten the weight on my belt. Ideally, I think the K frame is too large for the caliber. The smaller Ruger Single Sixes are much easier in that regard and great fun plinking in our KY meadows.
Both brands are great cast bullet guns...I size mine to 0.313" (the RCBS 98 gr LSWC) with muzzle velocities up t o 1150 fps, and still get outstanding accuracy with zero leading issues. With jacketed bullets, I particularly like Hornady's XTP 85 gr JHP's. They're every bit as accurate as the heavier 100 grainers and give better expansion with their increased muzzle velocity.
Given my druthers, I'd love to see S&W re-introduce the excellent model 631 with 3" or 4" barrels. With decent target styled stocks fitted, they'd be my ultimate "kit" gun. And also Ruger tool up for the SS version of their Single Six with a 4-5/8" bbl. Both guns would be a joy to tote in the field.
YMMv Rod