Well, if you want to do all those calculations, you could by the Quickload program. It will cost you more than a lot of chronographs. But, you can use it in your living-room instead of going to the range. The down-side is that it won't tell you any more than the manuals do about how a particular load works in YOUR gun. Only a chronograph will tell you that. Individual guns can vary by over 100 fps with the exact same loads, due to a lot of factors like chamber size and throat erosion. Quickload can help with chanber size, but not throat erosion.
So, I think that you really want a chronograph if you are serious about reloading. But, I have both, because the combination tells you even more. I got my chronograph first, and think that is the best way to go. Otherwise, you are likely to believe the calculations are more accurate than they really are.
SL1