I live in Dallas, TX. I am a CHL holder and I honestly think the first time I'll ever have to draw my gun is too defend myself or a third person from an angry motorist after or during an accident.
The motorists here drive with a "f**k-you" attitude. They will cut you off and then swerve at you for their efforts of having to go around you. They don't use signals, they don't use courtesy, and road rage is a daily show that I see occur before me.
I've seen drivers dueling with their vehicles probably 1000 times on the drive to and from work everyday. One of these days, my luck will run out and one of these sacks **** is going to hit me. It won't surprise me if they decide it's worth fighting over.
I don't settle anything with a fist, so they'll probably end up facing cold steel until a LEO arrives.
If it isn't that my guess is it would be in a convenience store or an attempted car-jacking. There are 218,434 CHL holders in Texas. 37,824 live within a 50 mile radius of where I'm at right now. That has had a considerable effect on our crime rate.
Criminals think twice now before choosing a victim.
-SS