I don't like to be ignorant, so help me here. Will someone explain the internal lock on the S&W. What do they do? How do they work? What are the problems with them? I have no experience with them, but I am considering buying a 638 for pocket carry. I would like to know beforehand. Thanks.
The feature allows an owner to use a key to lock the gun to prevent unauthorized persons (kids, et. Al.), to be able to fire the gun, even if it is loaded. There have been some reported problems with them engaging without turning the key and subsequently making the gun instantly and unintended inoperable.
Many gun enthusiasts (including myself), would rather buy an older gun that does not have a lock for aesthetic purposes inasmuch as we see the lock as un-needed and superfluous addition. Nevertheless, I have one gun with a lock, a Taurus 85 that has a more unobtrusive lock in that it is in the hammer underneath the spur, where it is not as obvious as the S&W location in the side of the frame. I have never engaged the lock and only have a general idea where I put the key.
Despite the fact that some shooters will say that the lock is not a problem, I doubt that many of those people would choose a gun with a lock if they had the option between two exactly the same models one with, one without.