I almost hate to ask this question. I'm halfway sure I'm going to hear lots of negative things about Charter Arms. But, maybe I'm wrong. So, let's hear it..... Is Charter Arms any good? I'm talking about the latest offerings from them. Does anyone out there know about the .38's they offer? Are they accurate? ( at least, accurate as far as a 2" barrel can be....) What about the quality? I don't expect a $300 gun to compare to a $500 one, but..... is it a waste of $300?